Property offers everyone freedom. 



Freedom from long-term debt, freedom from paying someone else’s mortgage and freedom from being tied down. It can create a modest income all on its own while you travel the world, fall in love with another property or just fancy nurturing more than 1 property at a time.



Of course you will have heard of lots of people having negative equity in their property’s, or building companies going bust because they have borrowed too much from the bank.



I am not talking about taking huge risks I am talking about building your own personal property portfolio which will look after itself and you for the rest of your life if you get it right.

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A friend once said that it was easy for me not to worry about money because I always had my family to fall back on. She was misguided - the reason I wasn’t worried about my financial future was because I had property to fall back on.



Property offers you choice and independence.

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Planning
All it takes is a bit of foresight, passion for property and some good planning. You may well want to travel the world and live off the grid after university and before you start your career. But who is going to pay for it?

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You can’t rely on your parents and to be honest why should they be paying for you?



So look at it this way if you worked and saved after university for 18 – 24 months you could be putting a deposit down on your first home at just 24 or 25 years old. You aren’t Justin Bieber but you are already ahead of the game.



Property Roadmap
1. Put your budget down on a simple spreadsheet – include all costs like student loans, rent, food, entertainment, holidays and transport.
2. The example below displays an easy monthly tracking sheet.